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"Congress didn't simply cede immediate control above read this the Bureau’s spending plan by insulating it from yearly or other time-restricted appropriations," the panel wrote. "Additionally, it ceded oblique Command by offering which the Bureau’s self-decided funding be drawn from a resource that may be itself exterior the appropriations system — a double insulation from Congress’s purse strings which is 'unparalleled' throughout the government.

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Meaning the impact could unfold much past the company’s payday lending rule. "The Keeping will simply call into concern many other rules that secure customers with respect to credit cards, bank accounts, home loan loans, personal debt selection, credit reports, and identity theft," tweeted Chris Peterson, a previous enforcement lawyer in the CFPB that is now a law professor for the College of Utah.

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